SBA Loans for Small Businesses
SBA loans offer the lowest rates and longest terms available to small businesses. Arkadian Capital helps you navigate the process and maximize your chances of approval.
SBA Loan Overview
Which SBA Program is Right for You?
SBA 7(a) Loan
Most VersatileBest for: Working capital, equipment, real estate
The most popular SBA program. Use funds for almost any business purpose with flexible terms.
SBA 504 Loan
Best for Real EstateBest for: Commercial real estate, heavy equipment
Ideal for purchasing major fixed assets. Features below-market fixed interest rates.
SBA Microloan
Startup FriendlyBest for: Startups, small businesses
Perfect for new businesses or smaller funding needs. Easier approval criteria.
SBA Loan Requirements
- Must be a for-profit U.S. business
- Business must qualify as "small" by SBA standards
- Owner must have invested equity in the business
- Credit score of 650+ preferred (exceptions available)
- Business must have been refused conventional financing
- 2+ years in business for most programs
- Clean financial records and tax returns
Not sure if you qualify?
SBA loans have specific requirements, but our specialists know how to navigate the process. We've helped businesses get SBA approval that were initially uncertain — let us review your situation for free.
Free Qualification Review Call (855) 786-1190Ready to Apply for an SBA Loan?
Our SBA specialists are ready to guide you through every step of the process.
Start My SBA Application