Terms of Service

By accessing or using the Arkadian Capital website (arkadiancapital.com) or any of our services, you agree to be bound by these Terms of Service ("Terms") and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use our website or services.

These Terms apply to all users of the website, including visitors, customers, and any others who access or use our services. Arkadian Capital reserves the right to update or modify these Terms at any time without prior notice. Your continued use of our services following any changes constitutes acceptance of those changes.

Arkadian Capital provides business financing and funding solutions, including but not limited to:

• Business Term Loans • SBA Loans • Business Lines of Credit • Merchant Cash Advances • Equipment Financing • Bad Credit Business Loans

All services are subject to credit approval and eligibility requirements. Arkadian Capital is licensed as a lender and/or loan broker (NMLS #2575829). Submission of a loan application does not guarantee approval or funding.

The information provided on this website is for informational purposes only and does not constitute a commitment to lend or extend credit. Terms, rates, and availability are subject to change without notice.

To apply for funding through Arkadian Capital, you must:

• Be at least 18 years of age • Be a legal resident or entity authorized to conduct business in the United States • Operate a legitimate, registered business • Provide accurate, truthful information in your application

By applying for financing, you represent and warrant that the information you provide is complete, accurate, and not misleading. Providing false or fraudulent information may result in denial of your application and may be subject to legal consequences.

By submitting a loan application with Arkadian Capital, you authorize us to:

• Obtain and review your business and personal credit reports • Verify your identity and the information provided in your application • Share your application with our lending partners to identify suitable funding options • Contact you by phone, email, or text message regarding your application

Submission of an application does not create a binding obligation on Arkadian Capital to provide funding. All loan decisions are made at the sole discretion of Arkadian Capital and/or its lending partners, based on creditworthiness, business history, and other underwriting criteria.

All content on the Arkadian Capital website, including but not limited to text, graphics, logos, images, and software, is the property of Arkadian Capital and protected by applicable copyright and trademark law.

You may not reproduce, distribute, modify, transmit, or create derivative works from any content on this website without prior written consent from Arkadian Capital. Unauthorized use of any content may violate copyright, trademark, and other applicable laws.

Your use of our services is also governed by our Privacy Policy, which is incorporated by reference into these Terms. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Please review our Privacy Policy carefully before submitting any personal information through our website or loan application.

The Arkadian Capital website and all services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by law, Arkadian Capital disclaims all warranties, including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose • Warranties regarding the accuracy, completeness, or timeliness of information on the website • Warranties that the website will be uninterrupted, error-free, or free of viruses or other harmful components

Arkadian Capital does not warrant that the services will meet your specific requirements or that any information obtained through the website is accurate, complete, or reliable.

To the maximum extent permitted by applicable law, Arkadian Capital and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, our website or services.

In no event shall Arkadian Capital's total liability to you for any claims arising from your use of our website or services exceed the greater of (a) the amount of fees paid by you, if any, to Arkadian Capital in the six months preceding the claim, or (b) one hundred dollars ($100).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitations may not apply to you.

Our website may contain links to third-party websites or services that are not owned or controlled by Arkadian Capital. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

We encourage you to review the privacy policies and terms of service of any third-party websites you visit. Arkadian Capital makes no representations or warranties regarding the content, accuracy, or opinions expressed in third-party websites.

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms or your use of our services shall first be attempted to be resolved through good-faith negotiation. If a dispute cannot be resolved through negotiation within 30 days, the parties agree to submit the dispute to binding arbitration conducted by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

Notwithstanding the foregoing, Arkadian Capital reserves the right to seek injunctive or other equitable relief in any court of competent jurisdiction to prevent actual or threatened infringement of its intellectual property rights.

You agree to indemnify, defend, and hold harmless Arkadian Capital and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way related to:

• Your use of or access to our website or services • Your violation of these Terms • Your violation of any applicable law or the rights of any third party • Any inaccurate or misleading information you provide to Arkadian Capital

If you have any questions about these Terms of Service, please contact us:

• By Mail: 1910 Pacific Ave Ste 2010, Dallas, TX 75201 • By Email: sales@arkadiancapital.com • By Phone: +1 (855) 786-1190

For loan inquiries, please call (855) 786-1190 or apply online at arkadiancapital.com/apply.