Business Funding That Works For You
SBA loans, term loans, lines of credit, and bad credit options, all in one place. Get the capital your business needs to grow, fast.
Every Type of Business Loan
Whether you have perfect credit or past challenges, we have a funding solution designed for your business.
SBA Loans
Government-backed loans with industry-low rates. Up to $5M for qualified businesses. Best for established companies.
Business Term Loans
Fixed monthly payments. Predictable terms from 1–10 years. Use funds for any business purpose.
Business Line of Credit
Draw funds as needed. Only pay interest on what you use. Perfect for managing cash flow and seasonal needs.
Bad Credit Business Loans
Your credit score doesn't define your business potential. We approve based on your revenue and potential, not just FICO.
Equipment Financing
Finance the equipment your business needs without disrupting cash flow. Up to 100% equipment cost covered.
Merchant Cash Advance
Quick capital against future sales. Repay as a percentage of daily card sales. Get funded in 24 hours.
We See Your Business,
Not Just Your Score
Traditional banks turn away thousands of great businesses every year because of a credit score. We take a different approach: evaluating your business revenue, history, and potential.
Even if you've been denied before, even if you have a bankruptcy in your past, we want to hear your story. Our funding specialists work with businesses across every credit spectrum.
- Minimum 500+ credit score accepted
- Revenue-based approval decisions
- No collateral required for most programs
- Build business credit through our programs
- Previous bankruptcy OK (case by case)
Quick Qualification Check
No hard credit pull. Takes 2 minutes.
Funded in 4 Simple Steps
We've made getting business funding simple, fast, and transparent.
Apply Online
Complete our secure 5-minute application. No hard credit pull at this stage.
Get Reviewed
Our team reviews your application and matches you with the best funding option within 1 hour.
Receive Offer
Get a customized offer with clear terms, rates, and repayment schedule. No surprises.
Funded!
Accept your offer and receive funds directly in your business account in as little as 24 hours.
Free to apply. No commitment. No hard credit pull.
Trusted by Business Owners
“Terrance was very helpful and informative. He was very patient and got the deal done for me. I appreciate him and the team's help. I will definitely do business with them again! Thanks”
Antoine Nunn
“D'Onta was very professional and efficient. Highly recommended. Great customer service!”
Yvette Johnson
“Hello, my name is James, I am with Let Me Help Home Care. Recently got help for some financial support through Arkadian Capital. It was a very pleasant experience, and the outcome far exceeded the initial engagement. Terrance and Chris, both assisted me from the beginning all the way to the end. They made the process nice and smooth. Look forward to keeping our relationship engaging now and in the future. Very pleasant experience.”
James Conway
“Chris has given me courteous and personal attention to all of the requests I have made. He has also given me very good advice on how to handle my future financial needs.”
Skip Guirty
“D'onta Davision was very helpful with assisting me with funding. His services exceeded my expectations. He got me funded in less than 24 hours, which helped a great deal. Thanks much!”
Rick Meals
“Wow. I had an amazing experience. I had zero expectations of getting approved for a business loan. I had no business credit, just an LLC I had for a few years. Him and his team got me approved within 7 days. Plus they got me approved during a very difficult time for me. Words can't express how grateful I was. They were very honest and supportive throughout the process. I really appreciate him and his team. I will most definitely come back and do more business with him.”
Terry Webb
“Good people to work with. Always knowledgeable and helpful. Plus I like working with someone local who's not calling from an office in New York.”
David Gayle
“I had the pleasure of working with Chris Campbell at Arkadian Capital, and I couldn't be more impressed with his professionalism and dedication to helping our business secure the funding we needed.”
Qwik Oil Auto Care
“Chris was very accommodating in the approach of what our funding needs were and patient with questions. He was very thorough and professional throughout the entire process.”
Ben Vlasis
“Terrence made it happen! Tried other places and was not successful. He and his team got it done. Much appreciated!”
Smart PES
“I had an excellent experience with Arkadian Capital and want to extend a huge thank you to Chris Campbell and his team for their outstanding service and professionalism.”
Aaron Thomas
“Terrance is highly professional and gives exceptional insight into understanding how the loan facility process works. Thanks for your help Terrance.”
Jenny Egbele
“Chris Campbell was great to work with. Professional, friendly and thorough. He helped us secure our credit line.”
Nils Stark
“D'onte and Chris were great to work with. Patient with me and my schedule and hiccups. But in the end they did their job and got the funding done. Very professional team.”
Jeff Rutherford
“Terrance with Arkadian Capital provided one of the best customer service and professional experiences that I've had. Very knowledgeable and responsive throughout the entire process.”
Steven Clayton
“We met Terrance Goodloe at the Dallas Small Business Expo in 2024. While at the time we did not require funding, we made a connection that proved invaluable when the time came. Professional and trustworthy.”
Ophion Tactical Security

We're Different From Traditional Banks
Lightning-Fast Decisions
Most applicants receive a decision within 1 hour. Funds available in as little as 24 hours.
Transparent Terms
No hidden fees. No prepayment penalties. We explain every term in plain English before you sign.
Credit-Flexible Underwriting
We look at your full business picture, not just a credit score. Revenue and consistency matter most.
Dedicated Funding Specialists
You get a real person guiding you from application to funding and beyond.
Your Business Deserves to Grow
Join thousands of business owners who have trusted Arkadian Capital to fuel their growth. Apply free in 5 minutes.
NMLS #2575829 • Equal Opportunity Lender • All loans subject to credit approval

