Real Estate Investor Loans
Close in Days, Not Weeks
Flexible, asset-based financing for real estate investors. Whether you are fixing and flipping, building a rental portfolio with DSCR loans, or need short-term bridge capital, we move as fast as you do.
Loan Details At-a-Glance
Financing Built for Investors
Fix & Flip Loans
Short-term financing to acquire and renovate properties. High leverage on purchase and 100% of rehab costs covered. Get in, renovate, and sell out quickly.
DSCR Rental Loans
Debt Service Coverage Ratio (DSCR) loans qualify you based on the property's cash flow, not your personal income. Ideal for building a long-term rental portfolio.
Bridge Loans
Fast, short-term capital to bridge the gap until permanent financing is secured or a property is sold. Close in days to beat cash buyers to the punch.
New Construction
Ground-up construction loans for builders and developers. From single-family specs to multi-family developments, we provide the capital to build.
Multi-Family & Commercial
Financing for 5+ unit apartment buildings, mixed-use, retail, and office spaces. Flexible options tailored to your specific commercial asset.
Have a unique scenario?
Our specialists can help structure the perfect loan for your next investment.
Speak with an ExpertArkadian vs. Traditional Mortgages
| Feature | Arkadian Capital | Traditional Bank |
|---|---|---|
| Personal Income Verification | None (Asset-Based/DSCR) | Required (W2s, Tax Returns) |
| Closing Speed | 7 – 14 Days | 30 – 60+ Days |
| Rehab Funds Included | ✓ Yes | ✗ Rarely |
| LLC Borrowing Allowed | ✓ Yes | ✗ Often Restricted |
| Max Properties Owned | Unlimited | Capped (Usually 4-10) |
| Condition Restrictions | Will lend on distressed properties | Requires move-in ready condition |
Non-Owner Occupied Loans
Non-owner occupied financing is specifically designed for properties you invest in — not live in. Whether you're acquiring a single rental, a portfolio of duplexes, or a value-add multi-family asset, our non-owner occupied loan programs provide the speed and flexibility that banks can't.
1-4 Unit Residential
Single-family homes, duplexes, triplexes, and fourplexes. The bread and butter of residential real estate investing.
Multi-Family (5+ Units)
Apartment buildings and multi-family complexes. Higher leverage available for experienced operators.
Mixed-Use Properties
Retail on the ground floor, apartments above. We finance mixed-use assets that generate multiple income streams.
Short-Term Rentals (Airbnb)
Finance vacation rentals and short-term rental properties. We use projected short-term rental income for DSCR qualification.
BRRRR Strategy Financing
The BRRRR method — Buy, Rehab, Rent, Refinance, Repeat — is the most powerful wealth-building strategy in real estate. Arkadian Capital provides end-to-end financing for every stage of the BRRRR cycle.
Buy
Acquire undervalued properties with our short-term bridge or fix & flip loans. Close in days.
Rehab
100% of renovation costs covered. Draw funds as work progresses.
Rent
Stabilize the property, place tenants, and start generating cash flow.
Refinance
Refinance into a long-term DSCR loan at the new appraised value. Pull out your equity.
Repeat
Take your returned capital and do it all over again. Scale your portfolio.
Why Investors Choose Arkadian for Fix & Flip
We're not a bank that dabbles in investor loans. We specialize in them. Our fix and flip program is built for speed and flexibility — so you can compete with cash buyers and close before the competition even gets a term sheet.
- Close in as fast as 7 days — outpace cash buyers
- Up to 90% of purchase + 100% of rehab costs
- No income verification required
- Finance properties in any condition (distressed OK)
- LLC and entity borrowing allowed
- Interest-only payments during rehab period
- First-time flippers welcome (case-by-case)
Fix & Flip Loan Calculator
*Illustrative example. Actual terms vary based on deal specifics and borrower profile.
Get Your Fix & Flip QuoteFund Your Next Investment Today
Fast approvals. Flexible terms. Dedicated real estate funding specialist.
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